What Is A Good Credit Score? As a credit repair specialist, the question I hear most often is "what's a good credit score?".
It seems that everyone cares about their credit score these days, with
interest rates lower than ever and the easy money lending environment we have
now that comes with low rates.
The good news is, it is easier to get that loan for your house or car than
ever before.
"Oh No, I Have a 622 Credit Score!"
Recently, I went to purchase a triplex to live in and keep as an investment,
and when I got to the lender's office I found to my horror that I had a middle
credit score of 622. I will explain this in a moment, but even though this
score was considered "bad" a few years ago, it turned out to be ok.
Your Middle Score
What do I mean when I say I had a middle credit score of 622? There are three
main credit bureaus, and banks are now in the practice of looking at your credit
scores from all three bureaus, and then using the "middle credit
score" as an indicator of your credit performance. They order a
report that they call a "Tri Merge" or a 3-in-1 credit report. There
are actually six main companies that banks like to use to provide this type of
report, although there are many companies out there that will sell reports to
the public. If you order a 3-in-1 credit report on your own, the banks will
still insist on ordering theirs from one of their preferred companies. Once they
discover your middle credit score, they use this as a ve Details...
Federal Trade Commission - Your National Resource for ID Theft
HOME Welcome to the Federal Trade Commission: Your National Resource for Identity Theft How can someone steal your identity? Identity theft occurs when someone uses www.consumer.gov/idtheft 6/6/2005 Identity Theft Resource Center | A Nonprofit Organization
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and keep a record of your conversations and correspondence. What Georgia is Doing to Stop Identity Theft Governor Barnes & Attorney General Baker Unveil About Stop I.T. | Identity Theft Prevention | Help www.stopidentitytheft.org Identity Theft Resources
Policy  Copyright © 1996 - 2005 Privacy Rights Clearinghouse   Search  Identity Theft Resources Identity Theft Fact Sheets Other Identity Theft Publications Identity Theft Quizzes Victims www.privacyrights.org/identity.htm Identity Theft and Identity Fraud
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Identity Theft
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The Internet`s #1 resource for Identity Theft help and information. Professor Charged With Identity Theft Nigerian man convicted in identity theft case New Jersey Lawyers File Identity Theft Class Action www.identityrestore.com 6/6/2005 NCJRS: Identity Theft Spotlight -- Summary
Publications · Programs · Training & Technical Assistance · Grants & Funding · Related Resources Identity Theft “The crime of identity theft undermines the basic trust on which our economy depends. When www.ncjrs.org/spotlight/identity_theft/summary.html myFICO - FICO Credit Scores, Online Credit Reports and Identity Theft
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to stop any attacker foolish enough to steal your identity. From Brad Henson, Author of  "Identity Theft Protection" Hello, Did you know that you are under attack every day of the year by identity www.survivorpress.com/identitytheft 6/6/2005 Thefting - covering Identity Theft - Identity Theft News
identity theft, id theft, Thefting - All about Identity Theft :  home | news | Latest Identity Theft News → Using Corporate Logos to Beat ID Theft (eWeek) → SWTC offers identity theft prevention www.thefting.info 6/6/2005 Identity Theft - Part 1 - Introduction to Identity Theft - The Police
primer that`s educational, easy to navigate and graphically stimulating. What is identity theft? "Identity theft" refers to crimes in which someone wrongfully obtains and uses another person`s personal www.ou.edu/oupd/idtheft.htm
